Faqs
The only thing left to do is choose the home that best meets your needs if you already have your property secured. Our New Home Consultants can provide you advice on the ideal home design for your lot, price range, and lifestyle requirements. To get started, browse our assortment of house designs.
No issue! For you, we can put together a unique house and property package that meets all of your needs. We only need to know what you’re looking for; everything else will be handled by us. For further details, visit our page on houses and land. Selecting a home and land package has several advantages, including cost savings from just having to pay stamp duty on the land, a faster approvals and paperwork procedure, and the ability to receive a set price guarantee.
Depending on your house design, it will take longer to build a single storey home than a double storey one. Furthermore, timelines differ regionally. For a time estimate on the construction of your prefered house design, speak with a New Home Consultant.
You might be able to arrange for little adjustments to the home design you’ve picked. Speak to one of our friendly New Home Consultants for advice on how to arrange the perfect floorplan for you.
When your down payment for a house loan is less than 20% of the “lenders-assessed value” of the property, Lenders Mortgage Insurances (LMI) are often necessary. An impartial valuer hired by your lender to ascertain the market value of your property determines the appraisal. You have a Loan to Value Ratio (LVR) of more than 80% if your deposit is less than 20% of the value determined by the lender. LMI is often charged to borrowers having an LVR of higher above 80%. This is so that the lender is not exposed to as much of a risk when the LVR is more than 80%.
Stamp duty is a tax from the government applied to certain purchases. When purchasing a house, a plot of land, or an investment property, stamp duty must be paid.
Speak with your financial institution for support applying for the First Home Owners Grant.